First Home Buyer & Not Sure Who Helps With What?
Buying your first home is a big deal. It’s exciting, nerve-wracking, and let’s be honest - a bit confusing at times.
Grants, schemes, exemptions, guarantees... it can feel like a full-time job just trying to figure out who does what.
To make it easier, we’ve broken it down so you know exactly where to go for help - and what role each person plays in your first home journey.
What a Conveyancer Can Help With
We handle the legal side of your purchase - but we also help you understand the financial extras that come with it.
Here’s what we can help with:
Explaining stamp duty exemptions and calculating how much (if any) you need to pay
Checking your eligibility for the NSW First Home Buyer Assistance Scheme
Lodging paperwork for stamp duty concessions or government grants
Working with your lender to ensure you qualify for schemes like the First Home Guarantee
Basically, we make sure the paperwork’s right, the process is legal, and nothing slips through the cracks.
What We Don’t Do (But Know Who Does)
There are a few things that don’t fall under the conveyancer umbrella. For those, you’ll want to loop in the right people:
Apply for the First Home Owner Grant (FHOG) - That’s done through your lender or mortgage broker
Help arrange your loan or deposit guarantee - That’s your broker or bank’s job
Give financial advice - For that, you’re best to speak with a financial advisor or broker
Who’s On Your First-Home Buying Team?
Here’s what your support crew might look like:
Conveyancer - Handles contracts, legal advice, and settlement
Mortgage Broker - Helps you secure a loan, apply for grants, and structure your finances
Financial Advisor - Gives tailored advice about budgeting, borrowing, and your long-term goals
Real Estate Agent - Helps you find and negotiate the property itself
Not Sure Where to Start?
That’s completely normal. We chat with first-home buyers all the time who don’t know who to talk to or when to talk to them. If that’s you - reach out. No pressure, no jargon. Just straight-up guidance to help you take the next step with confidence.